Hormones are one of the most common reasons people wake up drenched, and the mechanism is different from simple overheating. Shifts during perimenopause, menopause, pregnancy, or the postpartum period can disrupt the brain's internal thermostat, the hypothalamus, making it misread your body temperature and trigger a sudden flush of heat and sweat, even in a cool room.
Night-time hot flashes tend to arrive fast and pass within minutes, but they leave behind damp sheets and a racing pulse that make it hard to settle again. Heavy bedding makes the whole thing worse, trapping the heat at exactly the moment your body is trying to dump it.
A cooler, more breathable sleep setup won't change your hormones, but it gives the heat somewhere to go, so a flash passes faster and disturbs your sleep less. If your night sweats are new, intense, or regularly wrecking your sleep, it's worth raising them with a healthcare professional.